Shop Pay

Shop Pay Installments

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.

What is the option to pay in installments on Shop Pay?
Shop Pay lets you pay now or later by splitting your purchase into four equal biweekly payments with 0% APR, or monthly installments with no hidden or late fees*.

Which payment methods can I use with Shop Pay installments?
The installments option is available on debit and credit cards.

Are there late fees?
No, there are no late fees if you miss a scheduled payment.

Have more questions?
Visit https://shoppay.affirm.com/ for more information.

*Rates range from 0% APR to 30% APR. Payment options through Shop Pay Installments are subject to eligibility checks and provided by lending partners listed at affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers are available at affirm.com/licenses.